Credit Analyst Resume

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John Bush
45, Millstone Street
Kirkland, WA, 1654
(888)-234-928

Career Objective
To get senior-level credit analyst position in reputed organization where I will offer my credit knowledge, skills and abilities.

Summary of Qualifications

  • More than 7 years of credit analyst experience.
  • Fundamental knowledge of banking and financial markets.
  • Excellent analytical and problem solving skills.
  • Strong data management skills.
  • Strong organizational skills.
  • Exceptional oral and written communication skills.

Educational Qualifications

  • (1987)
    Master of Business Administration in Finance
    Central Washington University, WA
  • (1985)
    Bachelor of Science in Economics
    Central Washington University, WA

Computer Skills

  • Microsoft Package- Microsoft Excel, Microsoft Word, Microsoft PowerPoint, Microsoft Access, and Microsoft Outlook Express.
  • Operating Systems: Windows2000, Windows9X, Windows XP, Windows Vista, Unix, Linux
  • Knowledge of Lotus 1-2-3, Internet
  • Superior programming skills in SAS, SPSS, SQL

Professional Background

1994-Present
Greenleaf Systems – Seattle, WA
Senior Credit Analyst

  • Follow up with clients on overdrafts, loan payments, and collateral shortfalls.
  • Prepare account opening packages and work with client to gather required information to open accounts.
  • Work with Compliance Department to ensure all requirements are met for new and existing clients.
  • Review Credit Documentation; interface with Group Law and outside counsel as needed.
  • Respond to client inquiries and provide support in problem solving.

1990-1994
Wachovia – Irvine, CA
Credit Risk Analyst

  • Provided analytical support to collections and recoveries strategy for Wachovia Dealer Services.
  • Responsible for strategy development to optimize recoveries of deficiency balance based on risk based scorecards.
  • Developed strategies to optimize the performance of dialers in recoveries group in partnership with operations.
  • Identified opportunities for improvement in collections and recoveries and develop strategies to exploit the opportunities.
  • Developed reports to monitor the performance of the business areas.
  • Reviewed and analyzed trends in current population distributions, credit quality and other performance metrics.

1987-1990
Airgas Inc. – Vancouver, WA
Credit Managerb

  • Ensured all delinquent customers are being contacted by credit department or by store personnel.
  • Monitored direct reports CCTool workbenches for compliance and completion
  • Created and maintained an efficient effective team relationship between Collectors, AR Specialists, Cash Applications, Cylinder Control, Account Managers and Branch Managers.
  • Trained branch personnel in correct company policies with regard to credit, collections, and leasing.